Guides · Due diligence

How to check a Golden Visa property, and its seller, yourself

Most Golden Visa problems are visible before the money moves: a property that cannot qualify, a seller who is not who they claim, a payment request that should never have been sent. This page lists the checks, the official sources to run them against, and the warning signs. It applies to any seller, including us.

Sources last checked October 14, 2026Independent legal review pendingGeneral information, not legal advice

Twelve checks for your lawyer

For a property bought on the €250,000 change-of-use route. Each should be answered with a document, not a promise.

  • Who the seller is

    The company in GEMI, its VAT number in VIES, its LEI in GLEIF, and who has authority to sign.

  • Title and encumbrances

    Ownership registered in the Cadastre, with no mortgage, seizure or claim against the property.

  • Legal use on 5 April 2024

    The property’s use on that date was not residential: the route depends on it.

  • The permitting act

    The act changing the use: its type, number and issue date, which must fall on or after 5 April 2024.

  • Completion before the application

    The conversion is finished before you apply; a promise to convert later does not count.

  • The engineer’s report

    A report certifying the completed change of use, in the wording the Joint Ministerial Decision requires.

  • The notary’s certificate

    Including whether the property has already served a Golden Visa: the €250,000 route works once per property.

  • One separate property per buyer

    Your residence exists as its own property in a horizontal-property deed; any storage room is in the same deed.

  • Value of at least €250,000

    Stated in the deed, for the single property.

  • Payment by a permitted payer

    Into the seller’s account at a bank in Greece, from you, your spouse or a relative up to the second degree.

  • Nothing on the side

    No payment, refund or benefit outside the deed, and no seller-paid buyer costs: they can endanger the application.

  • Your own lawyer

    Independent of the seller, working for you alone.

Phrases that signal trouble

What you may hearWhy it is a warning sign
Beware “Golden Visa-ready” before the conversion is completeNo converted property can support an application until the change of use is finished and certified.
Beware “guaranteed approval” or a “guaranteed permit”No seller can promise it: the Greek authorities decide.
Beware a “rebate”, “cash-back” or “we pay your taxes”A benefit outside the deed can call the investment value into question, and with it the application.
Beware “guaranteed rent” or a “buy-back”Neither is a feature of the route, and either can hide a lower real price.
Beware “pay our agent” or “send the deposit abroad”Payment goes to the seller’s account at a bank in Greece, from a permitted payer, and nowhere else.
Beware “the price includes the permit”You buy a property; the permit is a separate decision by the authorities.
Beware “buy before July 2027”The announced 15% transfer tax is not law yet. Urgency is never a reason to skip a check.

How to read the company records

  • GEMI shows that the company exists, its registered seat, its legal representatives and its filed accounts.
  • VIES confirms that a VAT number is valid and gives the registered name and address.
  • GLEIF gives the company’s Legal Entity Identifier and when it was last renewed; a lapsed LEI is a question to ask.

Use these registries directly. Commercial aggregators and directories copy registry data with delays and errors: never rely on them, or on a document a seller sends you, to establish who a company is.

Before any payment

  1. Payment details only in signed documents

    Bank details belong in the signed agreement your lawyer has read, never only in an e-mail or a message.

  2. Call back on a number you found yourself

    Confirm the details by phone on a number from an official source, never one given in the same e-mail.

  3. No cash, crypto or third-party accounts

    A seller that asks for any of these is a reason to stop.

  4. Bank details never change by e-mail

    Treat any change notice as fraud until confirmed by phone and in a signed document.

  5. Pay from a permitted account

    Yours, your spouse’s, or a relative’s up to the second degree, by bank transfer.

Choosing your own lawyer

Choose a Greek lawyer who works for you, not for the seller, the agent or the developer. Expect them to ask where your money comes from: source-of-funds checks are a legal duty under anti-money-laundering law, not a sign of mistrust. Give them the twelve checks above and ask for each answer in writing, with the document behind it.

The same checks, applied to MVR 19

We are the developer and seller of MVR 19. Check us with the sources above, not with us.

CheckWhere MVR 19 stands
Who the seller isTPL S.A., GEMI 143336716000, VAT EL800864603, LEI 9845006C601CB29D1H76: public records you can open from the links above
Title and Cadastre registrationBeing assembled for your lawyer
Legal use on 5 April 2024Evidence in preparation; independent counsel’s written opinion estimated Q4 2026
Permitting actNot yet issued; estimated Q1 2027
Engineer’s reportCannot exist before the conversion is complete
Horizontal-property deedTo be signed; estimated first half of 2027
Independent valuationNot yet commissioned
VAT treatment of the salesA ruling from the tax authority is pending

Every date is an estimate. See the project page and progress for the latest.

Everything in one document

Plans, the seven residences, the route, indicative costs, the timeline and a due-diligence checklist for your lawyer.

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